SwarnaDwar Scheme
10-Month Flexible Gold Savings

Start with ₹5000 or more and enjoy flexible savings with SwarnaDwar

Continue with any monthly amount of your choice.

Serving purity since 1956

Today’s Gold Rate

22KT Gold Rate 1gm
13573
18KT Gold Rate 1gm
11105
24KT Gold Rate 1gm
14807

What is Swarnadwar?

Swarnadwar by Giriraj Jewellers is a 10-month flexible gold saving plan designed for customers who wish to secure their gold at today's rate and protect themselves from future price fluctuations.

Customers can invest any amount starting from ₹10,000 or more each month. The 22K gold rate on the date of payment will be booked, and the equivalent gold grams will be credited to the customer's Swarna Sanchay portfolio.

At the end of 10 months, customers can redeem the accumulated gold value for any jewellery of their choice — Gold, Kundan, or Diamond, at a flat 8% making charge.

Calculate My Gold

What is Swarnadwar?

How it Works

A simple, transparent process to secure your golden future

  • 1
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    Sign Up or Log In

    Create your Swarnadwar account in minutes

  • 2
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    Start Your Plan

    Start from ₹5000, and the day’s applicable 22K gold rate will be applied to your plan.

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    Make Flexible Payments

    Each month, choose your payment amount, and it will be recorded at the applicable gold rate for that day.

  • 4
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    Use Your Plan After 10 Months

    Use your total gold grams to buy jewellery of your choice at just 8% making charge.

Key Customer Benefits

Experience flexibility, transparency, and security in your gold savings

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Flexible Payments

Monthly payments start from ₹5000

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Monthly Gold Rate Lock

Gold rate is applied to every payment

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Plan Transparency

Track your plan details in real-time

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Flat 8% Making Charges

Applicable on eligible Gold, Kundan, and Diamond Jewellery purchases.

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Trusted & Certified

BIS Hallmarked & HUID verified jewellery from Giriraj Jewellers.

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Gold Rate Advantage

Save in grams, not just in rupees.

Gold Equivalent Overview

This Example shows the estimated gold equivalent of your plan over 10 months

Total Paid Amount
₹0
Gold Accumulated
image 0.000 g
Average Applied Rate
₹0/g
Plan Progress
All 10 Installments completed
Month Amount Rate/gm Gold (grams)

Gold Accumulation Calculator

Minimum amount: ₹5,000

Gold You'll Receive
image1.196 Grams
At today's 22k rate of 13573
icon Your Swarnadwar Plan Starts Here

Your golden future starts with your first step.

A transparent way to plan your jewellery purchase

Giriraj Jewellers
35 years of trust, transparency, quality and fine craftsmanship.
Note:

Your plan amount can be adjusted against the purchase of plain, antique and diamond jewellery subject to plan terms.

Get answers to all your questions here.
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