Today’s Gold Rate
What is Swarnadwar?
Swarnadwar by Giriraj Jewellers is a 10-month flexible gold saving plan designed for customers who wish to secure their gold at today's rate and protect themselves from future price fluctuations.
Customers can invest any amount starting from ₹10,000 or more each month. The 22K gold rate on the date of payment will be booked, and the equivalent gold grams will be credited to the customer's Swarna Sanchay portfolio.
At the end of 10 months, customers can redeem the accumulated gold value for any jewellery of their choice — Gold, Kundan, or Diamond, at a flat 8% making charge.
Calculate My GoldWhat is Swarnadwar?
How it Works
A simple, transparent process to secure your golden future
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1
Sign Up or Log In
Create your Swarnadwar account in minutes
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2
Start Your Plan
Start from ₹5000, and the day’s applicable 22K gold rate will be applied to your plan.
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3
Make Flexible Payments
Each month, choose your payment amount, and it will be recorded at the applicable gold rate for that day.
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4
Use Your Plan After 10 Months
Use your total gold grams to buy jewellery of your choice at just 8% making charge.
Key Customer Benefits
Experience flexibility, transparency, and security in your gold savings
Flexible Payments
Monthly payments start from ₹5000
Monthly Gold Rate Lock
Gold rate is applied to every payment
Plan Transparency
Track your plan details in real-time
Flat 8% Making Charges
Applicable on eligible Gold, Kundan, and Diamond Jewellery purchases.
Trusted & Certified
BIS Hallmarked & HUID verified jewellery from Giriraj Jewellers.
Gold Rate Advantage
Save in grams, not just in rupees.
Gold Equivalent Overview
This Example shows the estimated gold equivalent of your plan over 10 months
| Month | Amount | Rate/gm | Gold (grams) |
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Gold Accumulation Calculator
Your golden future starts with your first step.
A transparent way to plan your jewellery purchase
35 years of trust, transparency, quality and fine craftsmanship.
Your plan amount can be adjusted against the purchase of plain, antique and diamond jewellery subject to plan terms.
Frequently Asked Questions
Terms & Conditions