Giriraj JewellersToday’s Gold Rate
What is Swarnadwar?
Swarnadwar by Giriraj Jewellers is a 10-month flexible gold saving plan designed for customers who wish to secure their gold at today's rate and protect themselves from future price fluctuations.
Customers can invest any amount starting from ₹10,000 or more each month. The 22K gold rate on the date of payment will be booked, and the equivalent gold grams will be credited to the customer's Swarna Sanchay portfolio.
At the end of 10 months, customers can redeem the accumulated gold value for any jewellery of their choice — Gold, Kundan, or Diamond, at a flat 8% making charge.
Calculate My GoldWhat is Swarnadwar?
How it Works
A simple, transparent process to secure your golden future
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1
Sign Up or Log In
Create your Swarnadwar account in minutes
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2
Start Your Plan
Start with a minimum of ₹5,000, the day’s 22K gold rate will be locked, and equivalent grams added to your portfolio.
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3
Add Flexible Payments
Each month, invest any amount as per your choice, your gold will always be booked at that day’s rate.
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4
Redeem After 10 Months
Use your total gold grams to buy jewellery of your choice at just 8% making charge.
Key Customer Benefits
Experience flexibility, transparency, and security in your gold savings
Flexible Payments
Pay any amount monthly starting from ₹10,000
Monthly Gold Rate Lock
Secure today's gold price for every payment
Portfolio Transparency
Track your gold accumulation in real-time
Flat 8% Making Charges
Applicable on all Gold, Kundan, and Diamond Jewellery.
Secure & Certified
BIS Hallmarked & HUID verified jewellery from Giriraj Jewellers.
Protection from Fluctuation
Save in grams, not just in rupees.
See Your Gold Grow
Here's an example of how your investment accumulates over 10 months
21.196 g
| Month | Amount | Rate/gm | Gold (grams) |
|---|---|---|---|
| Month 2 | ₹10,000 | ₹6200 | 1.613 |
| Month 3 | ₹10,000 | ₹6200 | 1.613 |
| Month 4 | ₹10,000 | ₹6200 | 1.613 |
| Month 5 | ₹10,000 | ₹6200 | 1.613 |
| Month 6 | ₹10,000 | ₹6200 | 1.613 |
| Month 7 | ₹10,000 | ₹6200 | 1.613 |
| Month 8 | ₹10,000 | ₹6200 | 1.613 |
| Month 9 | ₹10,000 | ₹6200 | 1.613 |
| Month 10 | ₹10,000 | ₹6200 | 1.613 |
| Total | ₹132,000 | 21.196 | |
Gold Accumulation Calculator
See How Your Gold Grows with Every Contribution
1.196
Grams
Your Golden Opportunity Awaits
Your golden future starts with your first step.
Join thousands of satisfied customers who trust Giriraj Jewellers for their gold investment needs.
25 years of purity, trust, and transparency.
The amount you save and the benefits earned can be redeemed to purchase either plain gold jewellery or diamond/gemstone-studded jewellery.
Frequently Asked Questions
Terms & Conditions
